John Pratti - The Norton Group, Inc.



Posted by John Pratti on 10/19/2017


147 Central, Somerville, MA 02145

Rental

$3,300
Price

6
Rooms
4
Beds
1
Baths
4 Bedroom 1 bath. Harwood floors throughout , large rooms. 3rd floor. Lots of windows and natural light. Dishwasher, disposal. Freshly painted. Gas stove. On bus route. Close to Davis Square and Assembly Square. Close to Red, Orange and Green lines. No pets. No Smoking. 1st and Security. Half month fee.
Open House
No scheduled Open Houses

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Tags: Real estate   Rental   Somerville   02145  
Categories: Price Change  


Posted by John Pratti on 10/19/2017

Many people think that if they live in a so-called "nice neighborhood" that they're immune to residential crime. While it's true that the probability of having their home or cars broken into may be lower than in urban or high-crime areas, there's always the outside chance that there's someone wandering through the neighborhood -- especially at night -- who doesn't have the best of intentions. While that does not mean you have to be in a state of "high alert" all the time, it does make sense to develop good habits with regard to home security. One thing to avoid is being lulled into a state of complacency by the the sight of manicured lawns, friendly neighbors, and the peaceful atmosphere of your neighborhood. Although those qualities are well worth appreciating and being grateful for, an ounce of prevention can help preserve the sanctity of your home and property. Typical Security Mistakes Homeowners Make Whether you're talking about highway safety, food safety, or home security, you and your family can lead a safer, more secure life by following a few basic guidelines. Unfortunately, all-too-many people tend to let their guard down and leave themselves vulnerable to threats, like home break-ins, burglary, and other residential crimes. Have you noticed any neighbors on your street who seem to "throw caution to the wind" when they're away? Maybe you, too, have gotten a little too complacent or forgetful about basic home security measures. Here are a few of the common mistakes many people make -- especially when they're on vacation -- which could be an invitation to trouble:

  1. Leaving a house key under the front door mat: Although it may seem like a convenient and somewhat discreet place to "hide" a key, it's one of the first places a resourceful burglar is going to look. Not only that, but every time a friend or member of the family accesses that key, they could easily be observed by someone passing by. The longer it's there, the more people are going to see it.
  2. Forgetting to suspend mail or newspaper delivery: When you go on vacation or visit relatives for more than a few days, your mind is already cluttered with travel plans and other arrangements. It's easy to forget about details like mail delivery and newspapers accumulating in the driveway. However, if either of those items start piling up in front of your house, it's equivalent to placing a flashing neon sign in your window, saying "Nobody's home!" Rather than contacting the post office and newspaper circulation department, an easier method is to have a trusted neighbor or friend gather your deliveries and store them in a safe place -- possibly inside your home. (If they're a really good friend, they can also water your plants, feed your tropical fish, take care of your pets, and turn on a couple lights at night -- but, maybe you don't want to test the limits of your friendship that much!)
  3. Leaving lampposts and outdoor floodlights on continuously: Again, it's like an advertisement that the house is unoccupied.
  4. Allowing the grass to get too long: It's amazing how a little sunshine and rain, while you're away, can cause an unexpected growth spurt in your lawn. Although it's not as obvious as the previous items, it can be a tip off that the family is on vacation, blissfully unaware of the security breaches that are occurring. The overgrown grass problem can be prevented by either hiring a regular lawn mowing service or recruiting an enterprising teenager in the neighborhood to keep your property looking well tended while you're away.
There are potentially dozens of home security measures you can take to ensure that your premises are completely burglarproof, but they can be expensive and complicated. However, if you just follow a few commonsense guidelines, both your possessions and your peace of mind should remain fully intact!





Posted by John Pratti on 10/12/2017

What Is The Disclosure Statement?


Disclosure statements are used in many of lifeís situations. This is the place where the buyer is able to learn about the ins and outs of the property that they are about the buy. Examples of items that would be on a sellerís disclosure are:


  • Water in the basement
  • Updates made to the home
  • Known pests
  • Paranormal activity
  • Death on the property
  • Past fires
  • Nearby major construction projects
  • Title 5 sewerage issues 


Disclosures Serves As Protections


The disclosure statement serves as a protection for both the buyer and the seller. From a buyerís perspective, through this information, they are able to understand a bit more about the property that they are potentially buying. 


On the sellerís side of things, the disclosure statement serves a s legal protection of sorts. The seller is obliged to reveal anything about the property that could potentially affect the value or affect the living conditions.


How Does The Seller Make The Disclosure


Each state and even each city within a state varies in the way a disclosure is conducted.  The statement can be composed of dozens of documents that need to be signed by the seller. Other states have disclosure document forms that consist of a series of yes or no questions about the home. Sellers may also be required o present communications between neighbors, owners, and agents. In some states, the disclosure statement is valid for up to 10 years, allowing buyers to collect damages if something wasnít properly presented on the statement.  


How Do Sellers Know What To Disclose?


The basic rule of thumb is that if you know something about your property, you should disclose it. If you try to hide something, it could come back to meet you in the form of a lawsuit, even years later. Many states have legal requirements as to what should be revealed on these documents.  


Whatís Disclosed To Buyers?


The disclosure doesnít have to be all bad. This document is also an opportunity for sellers to present any of the improvements that they have made to the home. Make sure that you include all of the upgrades, renovations, and improvements that you have made to the home that youíre selling. This can help to impress buyers as to how well you have taken care of the property.


Itís easy as the buyer to check some of these improvements as you can find out if the work was done with or without permits by checking with the cityís zoning reports. Work that was done without a permit may have not been completed according to code. This could pose some serious health and safety risks to you and your family. 


Problems that youíll want to disclose as a seller include pest problems, property line disputes, disturbances in the neighborhood, liens on the property, and appliance malfunctions. 


Remember that the disclosure doesnít substitute the buyerís right to a professional inspection of the property. Itís important for buyers to know as much about a property as they can in order to be sure theyíre making a good investment.





Posted by John Pratti on 10/5/2017

When you hire a house cleaner or maid service, you expect that your house will be neater and cleaner. There are certain rules that you should follow to keep your house maid happy. Your maid is not there to clean up after you for absolutely everything you do in your home. You need to give your cleaning person the tools to do his or her job well. 


Hereís What You Should Do Before Your Cleaning Service Arrives


Pre-cleaning before you are paying someone to clean your house may seem counter intuitive. They are there to clean for you, right? The problem is that the more your cleaning service has to clean, the longer that it will take. This means that the messier your house is, the more expensive that it will be for you to have your home cleaned. Hereís what you should do before the maid service gets to the home:          


Clean Up Your Dirty Dishes


You should take the time to load your dishwasher and clean up your sink a bit. It can take a lot of time for your house keeper to take care of these small things that should be a part of your daily tasks. 


Do Your Own Laundry


It is advisable for you to take care of your own laundry if you have the time to do it yourself. Doing laundry could take your house keeper hours of time. They could use that time to do other things like dust, scrub, and deep clean your home. 


Put Away Your Own Things


Do you have leftovers in the kitchen that need to be put away? Are there clothes on the floor of your bedroom? Do the kidsĎ toys need to be put away? Some of these tasks can be done simply by you in a matter of minutes instead of by your house keeper.


The bottom line is that you donít want your house keeper to see you as a slob. While they are more than happy to clean your home, they arenít your personal servant. Also, your house cleaner probably isnít showing up to your home daily. You want to keep up your clean home in between professional cleanings. 


What You Should Let The Housecleaner Do


Your house cleaner is there to help you complete certain tasks around your home. In fact they really want to do certain things in your home to help you get a deep clean that you wouldnít otherwise have. Your housekeeper wants to help you with:

 

  • Vacuuming
  • Scrubbing
  • Deep cleaning your bathroom sink
  • Cleaning your toilet
  • Deep cleaning your kitchen
  • Mopping the floors  

How To Assist Your House Keeper


There are a few things that you should do to help your housekeeper do their job well. These tasks include:


  • Keep pets out of the way
  • Tell your housekeeper exactly what you need
  • Make the maid aware of any special tasks you need to be completed 


If you cooperate with the housekeeper, hiring a cleaning service can be one of the best time-saving decisions for you for a cleaner home.  




Categories: Uncategorized  


Posted by John Pratti on 9/28/2017

Believe it or not, flood insurance may prove to be a valuable investment, even if your home is not located in a floodplain. Flood insurance covers physical damage to your residence or personal items due to floods. Thus, flood insurance offers added protection for your home and belongings, making it exceedingly valuable for homeowners. As a homebuyer, you may search for residences that are located outside of floodplains. But it is crucial to note that even a few inches of water can cause substantial property damage in a short period of time, and a residence remains at risk for flood damage even if it falls outside of a floodplain. So should you purchase flood insurance for your new home? Ultimately, there are many factors to consider, including: 1. Your Homeowners Insurance Policy Homeowners insurance does not cover flood damage. As such, you likely will need to purchase a flood insurance policy if you want to safeguard your residence against flood damage. Those who reside in designated flood zones will need flood insurance. Meanwhile, flood insurance usually represents a valuable option for those who live in inland areas or away from major rivers as well. If flooding occurs, you'll want to do everything possible to protect your home and assets. And with flood insurance, you'll be better equipped to safeguard your residence and belongings in the event of a flood. 2. Your Umbrella Policy With an umbrella policy, you are able to add liability coverage beyond what is offered in a standard homeowners insurance policy. An umbrella policy also offers protection against major claims and lawsuits to further safeguard your home and assets. Although you might have purchased an umbrella policy for extra liability insurance, this coverage does not apply to flood damage. As a result, you will need to prepare accordingly if you want to insure your home against floods. 3. The Coverage Provided by Flood Insurance Although flood insurance offers value for homeowners, it may fail to deliver full protection for your home and belongings. Federal flood insurance policies commonly provide coverage up to a set amount for your home and possessions. In the event that your residence or belongings are worth more than these totals, you'll only receive compensation from your insurer up to the federally mandated amount. When purchasing flood insurance, it is important to consider the value of your home and belongings. If you feel that flood insurance coverage fails to meet your needs, you may want to consider excess flood insurance to increase your total coverage. Furthermore, discussing your flood insurance options with a real estate agent may be a great idea. This professional will be able to tell you if your new home is in a floodplain and offer tips to ensure that you find a residence that satisfies all of your needs. Floods can cause serious damage quickly, but homeowners who are ready for the dangers posed by these natural disasters can plan appropriately. Therefore, homeowners may want to consider purchasing flood insurance, as this coverage will protect their homes and belongings if flood damage occurs.